I. REVIEW
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– Từ cần điền sẽ đi gần những keywords nào. Tìm synonyms hoặc paraphrases của những keywords đó
– Check lại đáp án
II. FULL PASSAGE
Introduction
Although small-scale business training and credit programs have become more common throughout the world, relatively little attention has been paid to the need to direct such opportunities to young people. Even less attention has been paid to children living on the street or in difficult circumstances.
Over the past nine years, Street Kids International (S.K.I.) has been working with partner organisations in Africa, Latin America and India to support the economic lives of street children. The purpose of this paper is to share some of the lessons S.K.I. and our partners have learned.
Background
Typically, children do not end up on the streets due to a single cause, but to a combination of factors: a dearth of adequately funded schools, the demand for income at home, family breakdown and violence. The street may be attractive to children as a place to find adventurous play and money. However, it is also a place where some children are exposed, with little or no protection, to exploitative employment, urban crime, and abuse.
Children who work on the streets are generally involved in unskilled, labour-intensive tasks which require long hours, such as shining shoes, carrying goods, guarding or washing cars, and informal tracing. Some may also earn income through begging, or through theft and illegal activities. At the same time, there are street children who take pride in supporting themselves and their families and who often enjoy their work. Many children may choose entrepreneurship because it allows them a degree of independence, is less exploitative than many forms of paid employment, and is flexible enough to allow them to participate in other activities such as education and domestic tasks.
Street Business Partnerships
S.K.I. has worked with partner organisations in Latin America, Africa and India to develop innovative opportunities for street children to earn income.
• The S.K.I. Bicycle Courler Service first started in the Sudan. Participants in this enterprise were supplied with bicycles, which they used to deliver parcels and messages, and which they were required to pay for gradually from their wages. A similar program was taken up in Bangalore, India.
• Another successful project, The Shoe Shine Collective, was a partnership program with the Y.W.C.A. in the Dominican Republic. In this project, participants were lent money to purchase shoe shine boxes. They were also given a sale place to store their equipment, and facilities for individual savings plans.
• The Youth Skills Enterprise initiative in Zambia is a joint program with the Red Cross Society and the Y.W.C.A. Street youths are supported to start their own small business through business training, life skills training and access to credit.
Lessons learned
The following lessons have emerged from the programs that S.K.I. and partner organisations have created.
• Being an entrepreneur is not for everyone, nor for every street child. Ideally, potential participants will have been involved in the organisation’s programs for at least six months, and trust and relationship building will have already been established.
• The involvement of the participants has been essential to the development of relevant programs. When children have had a major role in determining procedures, they are more likely to abide by and enforce them.
• It is critical for all loans to be linked to training programs that include the development of basic business and life skills.
• There are tremendous advantages to involving parents or guardians in the program, where such relationships exits. Home visits allow staff the opportunity to know where the participants live, and to understand more about each individual’s situation.
• Small loans are provided initially for purchasing fixed assets such as bicycles, shoe shine kits and basic building materials for a market stall. As the entrepreneurs gain experience, the enterprises can be gradually expanded and consideration can be given to increasing loan amounts. The loan amounts in S.K.I. programs have generally ranged from US$90-$100.
• All S.K.I. programs have charged interest on the loans, primarily to get the entrepreneurs used to the concept of paying interest on borrowed money. Generally the rates have been modest (lower than bank rates)
Conclusion
There is a need to recognise the importance of access to credit for impoverished young people seeking to fulfill economic needs. The provision of small loans to support the entrepreneurial dreams and ambitions of youth can be an effective means to help them change their lives. However, we believe that credit must be extended in association with other types of support that help participants develop critical kills as well as productive businesses.
Questions 5-8
Complete the table below. Choose NO MORE THAN THREE WORDS from Reading Passage 161 for each answer.
Do the following statements agree with the claims of the writer in Reading Passage 161?
Write your answers in boxes 5-8 on your answer sheet.
| Country | Organisations Involved | Type of Project | Support Provided |
| 5 ………… and Bangalore – India | · S.K.I. | Courier service | · Provision of 6 ………… |
| Dominican Republic | · S.K.I · Y.W.C.A. | 7 ……………… | · Loans · Storage facilities · Savings plans |
| Zambia | · S.K.I · The Red Cross · Y.W.C.A. | Setting up small businesses | · Business training · 8 ………….. training · access to credit |
III. DISCUSSION
Các em đã chọn đáp án nào và suy luận ra sao nhỉ? Chúng ta cùng nhau thảo luận nhé
Lưu ý đáp án không nhiều hơn 3 từ
(5) Cần tên một quốc gia, đi chung với các từ khóa như “Bangalore”, “India”. Gia nhập tổ chức “S.K.I”, dự án “courier”
-->> K.I. Bicycle Courier Service first started in the Sudan. Participants in this enterprise were supplied with bicycles, which they used to deliver parcels and messages, and which they were required to pay for gradually from their wages. A similar program was taken up in Bangalore, India.
-->> Đáp án: Sudan
(6) Cần một danh từ, đi chung với danh từ “provision” hoặc các word form khác của từ này, cũng nằm trong đoạn chứa đáp án (5)
-->> Participants in this enterprise were supplied with bicycles,
-->> Đáp án: bicycle
(7) Cần đáp án là một loại dự án, đi chung với các từ khóa “Dominician Republic”
-->> Another successful project, The Shoe Shine Collective, was a partnership program with the Y.W.C.A. in the Dominican Republic.
-->> Đáp án: Shoe Shine Collective (Lưu ý số lượng từ tối đa được cho phép)
(8) Cần đáp án là một danh từ, đi chung với các từ khóa “Zambia”, “business training”
-->> The Youth Skills Enterprise initiative in Zambia is a joint program with the Red Cross Society and the Y.W.C.A. Street youths are supported to start their own small business through business training, life skills training and access to credit.
–>> Đáp án: Life skills
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